function doboth()
{
if((document.forms[0].CashTakenOut.value > "") && (document.forms[0].points3.value =="") && (document.forms[0].OtherCosts3.value == "")) {
	document.forms[0].LoanAmt3.value = document.forms[0].CashTakenOut.value;
	}
computeFirst();
computeSecond();

}

function computeFirst()
{
	if((document.forms[0].points2.value == "") && (document.forms[0].OtherCosts2.value == "")&&(document.forms[0].LoanAmt1.value > "")&&(document.forms[0].CashTakenOut.value > "")) {
	document.forms[0].LoanAmt2.value = parseFloat(document.forms[0].LoanAmt1.value) +  parseFloat(document.forms[0].CashTakenOut.value);
document.forms[0].LoanAmt2.value = Math.round((document.forms[0].LoanAmt2.value*1));
	
	}
	if((document.forms[0].points2.value > "") && (document.forms[0].LoanAmt1.value > "") && (document.forms[0].CashTakenOut.value > "")) {
	document.forms[0].LoanAmt2.value = ((parseFloat(document.forms[0].LoanAmt1.value) +  parseFloat(document.forms[0].CashTakenOut.value)) / (1 - document.forms[0].points2.value/100));
document.forms[0].LoanAmt2.value = Math.round((document.forms[0].LoanAmt2.value*1));
	
	}
	
	if((document.forms[0].OtherCosts2.value > "")&&(document.forms[0].LoanAmt1.value > "")&&(document.forms[0].CashTakenOut.value > "")) {
	document.forms[0].LoanAmt2.value = parseFloat(document.forms[0].LoanAmt1.value) + parseFloat(document.forms[0].OtherCosts2.value) + parseFloat(document.forms[0].CashTakenOut.value);
document.forms[0].LoanAmt2.value = Math.round((document.forms[0].LoanAmt2.value*1));
	
	}

	if((document.forms[0].points2.value > "") && (document.forms[0].OtherCosts2.value > "")&&(document.forms[0].LoanAmt1.value > "")&&(document.forms[0].CashTakenOut.value > "")) {
	document.forms[0].LoanAmt2.value = ((parseFloat(document.forms[0].LoanAmt1.value) + parseFloat(document.forms[0].OtherCosts2.value) + parseFloat(document.forms[0].CashTakenOut.value)) / (1 - document.forms[0].points2.value/100));
document.forms[0].LoanAmt2.value = Math.round((document.forms[0].LoanAmt2.value*1));
	
	}
}

function computeSecond()
{
	if((document.forms[0].CashTakenOut.value > "") && (document.forms[0].points3.value >"")) {
	document.forms[0].LoanAmt3.value = parseFloat(document.forms[0].CashTakenOut.value)
	  / (1 - parseFloat((document.forms[0].points3.value)/100));
document.forms[0].LoanAmt3.value = Math.round((document.forms[0].LoanAmt3.value*1));
}

	if((document.forms[0].CashTakenOut.value > "") && (document.forms[0].OtherCosts3.value > "")) {
	document.forms[0].LoanAmt3.value = parseFloat(document.forms[0].CashTakenOut.value)
	 + parseFloat(document.forms[0].OtherCosts3.value);
document.forms[0].LoanAmt3.value = Math.round((document.forms[0].LoanAmt3.value*1));
}

	if((document.forms[0].CashTakenOut.value > "") && (document.forms[0].points3.value > "") && (document.forms[0].OtherCosts3.value > "")) {
	document.forms[0].LoanAmt3.value = (parseFloat(document.forms[0].CashTakenOut.value)
	 + parseFloat(document.forms[0].OtherCosts3.value))
	  / (1 - parseFloat((document.forms[0].points3.value)/100));
document.forms[0].LoanAmt3.value = Math.round((document.forms[0].LoanAmt3.value*1));
}
}

function mtgIns()
	{
	
	if (document.forms[0].LoanAmt2.value > ""){

	dwnpmtB = (1 - ( parseFloat(document.forms[0].LoanAmt2.value)/parseFloat(document.forms[0].CurrentValue.value)))*100;
	dwnpmtB = Math.round((dwnpmtB*100)+0.499)/100;
	}

if ((document.forms[0].CurrentValue.value > "")&&(document.forms[0].LoanAmt2.value > "")) {

	if (document.forms[0].loanterm2.options.selectedIndex == 0){
		if ((dwnpmtB >= 0)&& (dwnpmtB < 5)) {
				document.forms[0].mtgInsPmtAmt2.value = .96;
				}
		if ((dwnpmtB >= 5)&& (dwnpmtB < 10)) {
				document.forms[0].mtgInsPmtAmt2.value = .78;
				}
		if ((dwnpmtB >= 10)&& (dwnpmtB < 15)){
				document.forms[0].mtgInsPmtAmt2.value = .52;
				}
		if ((dwnpmtB >= 15)&& (dwnpmtB < 20)){
				document.forms[0].mtgInsPmtAmt2.value = .32;
				}
		if (dwnpmtB >= 20) {
				document.forms[0].mtgInsPmtAmt2.value = 0;
				}
	}
	
	if (document.forms[0].loanterm2.options.selectedIndex == 1){
		if ((dwnpmtB >= 0)&& (dwnpmtB < 5)) {
				document.forms[0].mtgInsPmtAmt2.value = .96;
				}
		if ((dwnpmtB >= 5)&& (dwnpmtB < 10)) {
				document.forms[0].mtgInsPmtAmt2.value = .78;
				}
		if ((dwnpmtB >= 10)&& (dwnpmtB < 15)){
				document.forms[0].mtgInsPmtAmt2.value = .52;
				}
		if ((dwnpmtB >= 15)&& (dwnpmtB < 20)){
				document.forms[0].mtgInsPmtAmt2.value = .32;
				}
		if (dwnpmtB >= 20) {
				document.forms[0].mtgInsPmtAmt2.value = 0;
				}
	}

	if (document.forms[0].loanterm2.options.selectedIndex == 2) {
		if ((dwnpmtB >= 0)&& (dwnpmtB < 5)) {
				document.forms[0].mtgInsPmtAmt2.value = .85;
				}
		if ((dwnpmtB >= 5)&& (dwnpmtB < 10)) {
				document.forms[0].mtgInsPmtAmt2.value = .67;
				}
		if ((dwnpmtB >= 10)&& (dwnpmtB < 15)){
				document.forms[0].mtgInsPmtAmt2.value = .41;
				}
		if ((dwnpmtB >= 15)&& (dwnpmtB < 20)){
				document.forms[0].mtgInsPmtAmt2.value = .21;
				}
		if (dwnpmtB >= 20) {
				document.forms[0].mtgInsPmtAmt2.value = 0;
				}
	}
	
	if (document.forms[0].loanterm2.options.selectedIndex == 3) {
		if ((dwnpmtB >= 0)&& (dwnpmtB < 5)) {
				document.forms[0].mtgInsPmtAmt2.value = .80;
				}
		if ((dwnpmtB >= 5)&& (dwnpmtB < 10)) {
				document.forms[0].mtgInsPmtAmt2.value = .56;
				}
		if ((dwnpmtB >= 10)&& (dwnpmtB < 15)){
				document.forms[0].mtgInsPmtAmt2.value = .23;
				}
		if ((dwnpmtB >= 15)&& (dwnpmtB < 20)){
				document.forms[0].mtgInsPmtAmt2.value = .19;
				}
		if (dwnpmtB >= 20) {
				document.forms[0].mtgInsPmtAmt2.value = 0;
				}
	}
	
	if ((document.forms[0].loanterm2.options.selectedIndex == 4) || 		(document.forms[0].loanterm3.options.selectedIndex == 4)){
		if ((dwnpmtB >= 0)&& (dwnpmtB < 5)) {
				document.forms[0].mtgInsPmtAmt2.value = .80;
				}
		if ((dwnpmtB >= 5)&& (dwnpmtB < 10)) {
				document.forms[0].mtgInsPmtAmt2.value = .56;
				}
		if ((dwnpmtB >= 10)&& (dwnpmtB < 15)){
				document.forms[0].mtgInsPmtAmt2.value = .23;
				}
		if ((dwnpmtB >= 15)&& (dwnpmtB < 20)){
				document.forms[0].mtgInsPmtAmt2.value = .19;
				}
		if (dwnpmtB >= 20) {
				document.forms[0].mtgInsPmtAmt2.value = 0;
				}
	}
	
	l = parseFloat(document.forms[0].LoanAmt2.value)*parseFloat(document.forms[0].mtgInsPmtAmt2.value)/1200;
	l = Math.round((l*100)+0.499)/100;
	document.forms[0].mtgInsPmtAmt2.value = l;
	}
	}

function format(expr,decplaces){
	var str = "" + Math.round(eval(expr)*Math.pow(10,decplaces))
	while (str.length <= decplaces){
		str = "0" + str;
		}
	var decpoint = str.length - decplaces;
	return str.substring(0,decpoint) + "" + str.substring(decpoint,str.length);
	}