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Long Term Care Break-Even & Cost / Benefit Ratio Calculator

Compare Long Term Care Policies - Is LTC Insurance Worthwhile?

Who This Calculator is For: Anyone who wants to compare Long Term Care
policies and determine whether the benefits of Long Term Care insurance
outweigh the costs. This calculator displays the number of months of care
required before you break-even. It also displays the benefit to cost ratio.

Information Required to Calculate Break-Even and Cost Benefit Ratio
  Yearly Premium
  Optional: Premium Increase Percentage 
  Optional: Number of Years Between Premium Increases
  Maximum Daily Coverage Amount
  Waiting Period (in days) Before Benefits Begin
  Maximum Lifetime Payout (in dollars)
  Annual Inflation Factor
  Interest Rate Earned on Savings

DO NOT USE DOLLAR SIGNS ($), COMMAS (,) PLUS OR MINUS SIGNS ( + / - )
OR PERCENTAGE SIGNS (%) IN ANY INPUT BOXES