function mtgIns()
{
		if (document.forms[0].DwnPmt1.options.selectedIndex == 4){
				document.forms[0].mtgInsPmt1.value = 0;
				document.forms[0].mtgInsPmt2.value = 0;
				}
				
	if ((document.forms[0].Loanterm1.options.selectedIndex == 0) ||
	(document.forms[0].Loanterm1.options.selectedIndex == 1))
	{
		if (document.forms[0].DwnPmt1.options.selectedIndex == 0) {
				document.forms[0].mtgInsPmt1.value = .96;
				}
		if (document.forms[0].DwnPmt1.options.selectedIndex == 1) {
				document.forms[0].mtgInsPmt1.value = .78;
				}
		if (document.forms[0].DwnPmt1.options.selectedIndex == 2) {
				document.forms[0].mtgInsPmt1.value = .52;
				}
		if (document.forms[0].DwnPmt1.options.selectedIndex == 3) {
				document.forms[0].mtgInsPmt1.value = .32;
				}
	}
	
	if (document.forms[0].Loanterm1.options.selectedIndex == 2){
		if (document.forms[0].DwnPmt1.options.selectedIndex == 0) {
				document.forms[0].mtgInsPmt1.value = .96;
				}
		if (document.forms[0].DwnPmt1.options.selectedIndex == 1) {
				document.forms[0].mtgInsPmt1.value = .78;
				}
		if (document.forms[0].DwnPmt1.options.selectedIndex == 2) {
				document.forms[0].mtgInsPmt1.value = .52;
				}
		if (document.forms[0].DwnPmt1.options.selectedIndex == 3) {
				document.forms[0].mtgInsPmt1.value = .32;
				}
	}

	if (document.forms[0].Loanterm1.options.selectedIndex == 3) {
		if (document.forms[0].DwnPmt1.options.selectedIndex == 0) {
				document.forms[0].mtgInsPmt1.value = .85;
				}
		if (document.forms[0].DwnPmt1.options.selectedIndex == 1) {
				document.forms[0].mtgInsPmt1.value = .67;
				}
		if (document.forms[0].DwnPmt1.options.selectedIndex == 2) {
				document.forms[0].mtgInsPmt1.value = .41;
				}
		if (document.forms[0].DwnPmt1.options.selectedIndex == 3) {
				document.forms[0].mtgInsPmt1.value = .21;
				}
	}
	
	if (document.forms[0].Loanterm2.options.selectedIndex == 0){
		if (document.forms[0].DwnPmt1.options.selectedIndex == 0) {
				document.forms[0].mtgInsPmt2.value = .96;
				}
		if (document.forms[0].DwnPmt1.options.selectedIndex == 1) {
				document.forms[0].mtgInsPmt2.value = .78;
				}
		if (document.forms[0].DwnPmt1.options.selectedIndex == 2) {
				document.forms[0].mtgInsPmt2.value = .52;
				}
		if (document.forms[0].DwnPmt1.options.selectedIndex == 3) {
				document.forms[0].mtgInsPmt2.value = .32;
				}
	}
	
	if (document.forms[0].Loanterm2.options.selectedIndex == 1) {
		if (document.forms[0].DwnPmt1.options.selectedIndex == 0) {
				document.forms[0].mtgInsPmt2.value = .85;
				}
		if (document.forms[0].DwnPmt1.options.selectedIndex == 1) {
				document.forms[0].mtgInsPmt2.value = .67;
				}
		if (document.forms[0].DwnPmt1.options.selectedIndex == 2) {
				document.forms[0].mtgInsPmt2.value = .41;
				}
		if (document.forms[0].DwnPmt1.options.selectedIndex == 3) {
				document.forms[0].mtgInsPmt2.value = .21;
				}
	}
	
	if (document.forms[0].Loanterm2.options.selectedIndex == 2) {
		if (document.forms[0].DwnPmt1.options.selectedIndex == 0) {
				document.forms[0].mtgInsPmt2.value = .80;
				}
		if (document.forms[0].DwnPmt1.options.selectedIndex == 1) {
				document.forms[0].mtgInsPmt2.value = .56;
				}
		if (document.forms[0].DwnPmt1.options.selectedIndex == 2) {
				document.forms[0].mtgInsPmt2.value = .23;
				}
		if (document.forms[0].DwnPmt1.options.selectedIndex == 3) {
				document.forms[0].mtgInsPmt2.value = .19;
				}
	}
	
	if (document.forms[0].Loanterm2.options.selectedIndex == 3) {
		if (document.forms[0].DwnPmt1.options.selectedIndex == 0) {
				document.forms[0].mtgInsPmt2.value = .80;
				}
		if (document.forms[0].DwnPmt1.options.selectedIndex == 1) {
				document.forms[0].mtgInsPmt2.value = .56;
				}
		if (document.forms[0].DwnPmt1.options.selectedIndex == 2) {
				document.forms[0].mtgInsPmt2.value = .23;
				}
		if (document.forms[0].DwnPmt1.options.selectedIndex == 3) {
				document.forms[0].mtgInsPmt2.value = .19;
				}
	}

}