Enter Loan Information 
Expected Years in House, Cannot Exceed Term 

Is This Loan for the Purchase of a Property or a Refinance? 

New Loan Amount (e.g. 100000) 

New Loan Term, in Months (e.g. 360) 

Income Tax Bracket ( e.g. 27 ) 

Rate of Interest on Savings (e.g. 3.5) 

Interest Rate Index 
Current Value of ARM Interest Rate Index ( e.g. 1.54 ) 

Margin That is Added to Interest Rate Index (e.g. 2.75) 

First Rate Adjustment 
Number of Months to First Rate Adjustment (e.g. 36) 

Maximum Interest Rate Change on First Rate Adjustment (e.g. 5.0) 

Subsequent Rate Adjustments 
Duration, in Months, Between Subsequent Rate Adjustments (e.g. 12) 

Maximum Interest Rate Change on Subsequent Rate Adjustments (e.g. 2.0) 

Enter Interest Rate and Points 

Low Int Rate High Points 
High Int Rate Low Points 
Interest Rate (e.g. 7.50) 


Points (e.g. 1.5) 


Points Are:
Paid in Cash
Financed


